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Lock in your student loan low rate

Consolidate your student loans with leading borrower benefits.

Apply Online for your student loan

  • Starting as low as 6.22%
  • 30 year payback option on current balance
  • No pre-payment penalties for early payment
  • Apply today and stop giving your money away!
Bad Credit Student Loans


Welcome to Elite Financial Group

Saving money on your student loans should be simple. Now it is! Through our easy and secure online application process, we can significantly lower your monthly payments with no application fees, no prepayment penalties and no credit checks.

  • Refinance your Private loans and consolidate your Federal loans today
  • 30 year payback option on current balance
  • Lower monthly Payment up to 63%
  • No pre-payment penalties for early payment
  • Renew deferment and forbearance
  • Apply today and stop giving your money away!


  • Student Loan Consolidation

    Federal Consolidation Loan

    • Free Federal Program, No credit checks, No pre-payment penalties
    • Lower your payment by as much as 63%
    • Fix your variable rate
    • Renew deferment and forbearance.
    Private Consolidation Loan
    • Introductory rate starting as low as 6.22%
    • Option to pay interest-only for the first two years
    • If you have a cosigner now, this could be an avenue to get them off
    • Renew deferment and forbearance.
     
    Student Credit Cards

    When you buy your books, clothes, gear and tunes why not choose to reward yourself? Save with low introductory rates, get great cardmember benefits, and establish your credit history at the same time.

    Every purchase on your card earns you points towards free merchandise or gift certificates with Elite Financial Group's Flexible Rewards Card.

    Apply for student credit cards today!

    Why Consolidate Student Loan with EFG?
     
    Get Low Private Consolidation Loan Rates Now With our Private Consolidation Loan you can receive lower monthly payments, competitive interest rates, flexible payment plans with no prepayment penalties, no out-of-pocket costs and lower your debt to income ratio.
    Student Loan Originations

    Private Student Loan
    • OriginationsReceive up to $40,000 per year and don' make any payments until you graduatate.

    Federal Stafford Loans

    • Federal student loans offer low interest rates and deferred payments.




    Student Loan Resources & Tools
     
    Student Loan Consolidation FAQ
    Answers to common questions about your student loan
     
    Student Loan Rates
    Current rates are the lowest in history

    Student Loan Calculator
    Estimate your monthly payments and savings with our loan savings calculator.
     
    Student Loan Application Forms
    Appropriate forms available for you to download.